USDA, Rurual Development increases income limits, GREAT NEWS for buyers

Jeff Payne — Tue, 18 Mar 2008 20:00:00 GMT

Great news for buyers!!! 100% financing is still available through USDA Rural Development. With this program , no Private Mortgage Insurance is required, helping to lower the monthly mortgage payment.
Call one of our buyer specialists today to find out if you qualify

Cherokee Heights, Panama City Listing Alert

Jeff Payne — Tue, 18 Mar 2008 18:48:00 GMT

..(read more)

The animal shelter needs our help!!!!

Jeff Payne — Mon, 17 Mar 2008 17:36:00 GMT

Hi, all you animal lovers.

This is pretty simple. Please tell ten friends to
tell ten today! The Animal Rescue Site is having trouble
getting enough
people to click on it daily to meet their quota of
getting free food donated
every day to abused and neglected animals.

It takes less than a minute to go to their site and
click on the purple box
"fund food for animals" for free. This doesn't cost you
a thing. Their
corporate ..(read more)

Thunder Beach Motorcycle Rally, Panama City Beach, FL

Jeff Payne — Mon, 17 Mar 2008 16:33:00 GMT

Thunder Beach Motorcycle Rally, Panama City Beach, FL
Spring Rally
May 1 - May 4 2008

Panama City Beach is home to the fastest growing biker friendly motorcycle rally, Thunder Beach. Thousands of bikers escape their daily lives and enjoy a weekend of fun, sun and fellowship.

This years activities include:
The Atlanta Rythym Section
Mustang Sally
Dan Lawson, a Buffalo Chip favorite

For more information, go to http://www.thunderbeachproductions.com/

Break out those leathers, polish up your chrome and hit the open road to Panama City Beach

Panama City Florida Restaurants

Jeff Payne — Fri, 14 Mar 2008 15:08:00 GMT

Our Favorite Panama City and Panama City Beach Restaurants

Fresh Seafood and Oysters: Cato's Seafood Market, corner of HWY231 andCato Road
Steaks: The Place (downtown) or Angelo's Steak Pit
Pizza: Joey's On the Beach or Hungry Howies
Local flavors: Bayou Joe's, Rustler's Reef
Sandwiches: Floridadelphia

What are your favorites?

Cherokee Heights, Panama City Florida

Jeff Payne — Fri, 14 Mar 2008 15:01:00 GMT

Looking to buy a home in Panama City but don't know where the best neighborhoods or schools are? Afraid of overpaying or being priced out of the market?

If you answered yes to either question, you owe it to yourself to discover Cherokee Heights in Panama City Florida.

Cherokee Heights is centered around award winning schools, Tommy Smith Elementary and Merritt Brown Middle Schools. For a FREE report of all Bay County Schools, go to our Free School Reports.

For convenience, Cherokee Heights is located close to Panama City Mall, 23rd Street Restaurants, and Tyndall Airforce Base. Cherokee Heights Mapquest

There are currently 10 homes for sale in Cherokee Heights ..(read more)

What is all this talk about real estate short sale?

Jeff Payne — Thu, 13 Mar 2008 15:15:00 GMT

I keep hearing all of this talk about great real estate deals through short sales. WHAT IS A SHORT SALE AND HOW DO I GET ONE?

www.shortsalesinpanamacity.com

Short Sale: (Real Estate) The sale of a property for less than what is owed on the property.

In an approved short sale, the lender agrees to accept less than is owed for the property, and the homeowner is relieved of the debt. A lender may be willing to do this because it spares a lot of hassle and expense involved in executing a foreclosure. And typically, a short sale does far less damage to the homeowner’s credit than a foreclosure does.

What does this mean for me when I buy a short sale?

Buying a short sale typically takes longer than a normal transaction but it can be very rewarding and worth the ..(read more)

Real Estate is actually your home, not an ivestment.

Jeff Payne — Thu, 13 Mar 2008 15:06:00 GMT

RIGHT NOW is really a great time to buy real estate in Panama City, Panama City Beach and Lynn Haven, FL. While it may not be the greatest time to sell your home, especially if you have not lived in it for very long, it is a great time for buyers. Home prices are low, interest rates are low and sellers are offering incentives to buyers. Contrary to what the media trys to portray, those thinking of buying homes in Panama City have their "pick of the litter" with high inventories of new and pre-owned homes. To shart your search, go to www.knowpayneknowgain.com

Buying a home is often called the largest investment that anyone will ever make. Actually it is NOT an investment until you sell because everyone NEEDS a place to live. Their home is their castle, not an investment. Your home is where you raise your family, lay your head down to sleep and where you live ..(read more)

What are your favorite memories of Panama City Beach, Florida

Jeff Payne — Thu, 13 Mar 2008 14:47:00 GMT

Remember those days as a kid when you waited all year long to take your summer vacation? What are your fond memories of your summer vacations in Panama City Beach?

Panama City Beach has worked hard to transform into the vacation destination for all walks of life. The former "Redneck Riviera" has changed from Mom and Pop hotels to upscale condominium complexes. Tourists from many countries call Panama City Beach home for months out of the year. A new international airport is being built to allow more flights directly to and from Panama City Beach. Pier Park is the newest attraction with Jimmy Buffets Margaritaville, Hofbrau Brewhouse, ..(read more)

Open House, Panama City, The Cove Neighborhood 3/16/2008

Jeff Payne — Thu, 13 Mar 2008 14:37:00 GMT

SAVE THOUSANDS THIS WEEKEND ONLY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

OPEN HOUSE
211 Harris Ave
Panama City, FL

Sunday March 16, 2008
1 PM to 4 PM

$225,000

Your Host: Jeff Payne
Onsite Lender: Crystal Pitts, Accuprime Mortgage

Call 850-890-0132 for details

Beautiful, spacious home situated on a huge lot in the historic "Cove" area of town. It is not very often that 3 bedroom, 2 ..(read more)

Getting your Panama City home in top selling condition by The Payne Group

Jeff Payne — Tue, 26 Feb 2008 08:36:00 GMT

Getting Your Home in Top Selling Condition

(read more)

Want to know what your home is worth in today's market??????

Jeff Payne — Tue, 26 Feb 2008 08:29:00 GMT

Interested in knowing what your home is worth in today's market? We can help. Visit our website at www.panamacityhomevalues.com to find out or call me directly at 850-890-0132.

FYI, the fair market of your home is determined by the market, or what a buyer is willing to pay. Buyers don't care about......................

What your neighbor says it is worth

What You spent on your home

What it costs to build today

What you spent on repairs

What you spent on new carpet

What you paid for your home

What you need to get for your home

What you want to get for your home

To find out more about what we can do for YOU, go to www.knowpayneknowgain.com

Residential - DSF				Click photo to enlarge or view multi-photos.
MLS#:	379707 OfficeFile#:	ListPrice:

KNOW PAYNE KNOW GAIN BLOG by Jeff Payne

PCS to Tyndall Airforce Base

Pricing a home to sell in today's market

Cherokee Heights Neighborhood Cookout and Open Houses